Frequently Asked Questions (FAQ)

What is a structured settlement?

A structured settlement typically arises as a result of a lawsuit from a personal injury claim, wrongful death or lawsuits where its owner receives fixed or periodic payments over time. Other examples include:

• Insurance settlements
• Lottery winnings
• Annuities
• Trust Funds

Why would I sell my settlement?

Structured settlements and annuity payments are often spread out over a lengthy period of time and life circumstances can change, sometimes suddenly. Also, money loses value over time. Because of inflation, the value of those payments are worth less in the future. Selling your structured settlement can turn those distant payments into fast cash now, when you need it most. You can buy a new home, a car, make home renovations or take your long-awaited vacation.

How do I sell my settlement?

Turning your structured settlement into lump sum cash now is easy with Funding Cash. Just get your FREE quote or contact us today, and we'll explore the options with your settlement. We will estimate then how much your lump sum cash is worth.

Can I sell just a portion of my payment stream?

Yes. Funding Cash will purchase your entire settlement, or just a portion. We purchase settlements of virtually any length or value, and we take pride in structuring each purchase to meet your specific financial needs and objectives. If you need a particular amount of cash now, fill in our request a quote form or call and we'll offer an ideal option for your needs.

How much money will I get?

Numerous factors influence the value of your settlement, including the amount of your current payments and your personal financial objectives. Our settlement experts work hard to ensure you get the most money for your structured settlement - call us today for a free lump sum cash quote!

How long does it take?

Generally, the process takes about 90 days. However, in many cases you can accelerate it by promptly completing and returning materials that we send to you in a timely manner. So it partially depends on you.

What documents will I need?

You will need copies of your settlement agreement and annuity contract. If you do not have these documents, Funding Cash will help you get them in a timely manner. We use individual approach to every our client to ensure maximum efficiency and support.

Will I owe taxes on my lump sum cash payment?

No. These payments are usually tax-free because the cash you receive from Funding Cash is subject to the same provisions as the original settlement. We can also consult with your tax advisor to investigate further.

Are you a direct funder?

Funding Cash is a direct funding source for structured settlements. We manage multiple investment portfolios which means you get the most cash for your settlement!

What if I know someone who has a structured settlement?

If someone you know has a structured settlement, contact us and ask about our referral program. If this person makes a transaction with us, we will pay you a referral fee when his transaction closes. And he will get the best support and individual approach to all his objectives.